Moving to Spain
Money & Cost of Living
Budgeting for Spain vs the UK, banking basics and when to involve a tax professional.
Costa Bridge provides practical relocation preparation and signposting, not legal or tax advice. Rules change — always confirm current requirements with official sources or qualified professionals before acting.
Budgeting for Spain vs the UK, banking basics and when to involve a tax professional.
This hub sits under Money & costs — Cost of living, banking and when you need a qualified tax adviser.
Articles linked to this hub appear below as they are published. For personalised direction, start with our Move-to-Spain Readiness Review.
Articles in this hub
Modelo 720: Declaring Your UK Assets as a Spanish Tax Resident
Once you are tax resident in Spain, you must tell the Spanish tax agency about UK bank accounts, investments and property worth more than €50,000 in each category. How modelo 720 works, what changed after the 2022 EU court ruling, and the mistakes that catch British movers out.
Reviewed 11 Oct 2026
Read more →Spanish Tax Residency and the UK–Spain Double Tax Treaty
When you become a Spanish tax resident, how the 183-day rule and the centre of vital interests work, and how the UK–Spain tax treaty decides which country taxes your pensions, rents, savings and gains.
Reviewed 11 Oct 2026
Read more →UK Pensions, ISAs and Wills When You Move to Spain
Your UK State Pension, workplace pensions, ISAs and will all work differently once you live in Spain. What changes, what to sort out before you move, and the UK and Spanish rules on inheritance that apply from 2025 and 2027.
Reviewed 11 Oct 2026
Read more →Beckham Law Explained: Should British Expats Consider It?
Who may qualify for Spain’s special impatriate tax regime, how the election deadline works and what to check before assuming a digital nomad visa gives you tax benefits.
Reviewed 7 Jul 2026
Read more →How Much Money Do You Really Need to Move to Spain?
Separate visa means tests, one-off moving costs and ongoing household spending, with correct IPREM and SMI references and a practical budget checklist.
Reviewed 7 Jul 2026
Read more →How to Open a Spanish Bank Account as a British Citizen
Documents, residence status, fees, SEPA payments and practical questions when choosing a Spanish account—without assuming visa funds must already be in Spain.
Reviewed 7 Jul 2026
Read more →Cost of Living in Spain vs the UK: Build Your Own Comparison
A practical way to compare housing, everyday spending, healthcare, tax and moving costs using your own current figures.
Reviewed 6 Jul 2026
Read more →