Quick answers

Straight answers to the questions everyone asks

The questions that come up every week in the expat Facebook groups and on Reddit, answered in a minute each, with links to the full guides when you want the detail.

Moving to Spain

Can I use Spanish state healthcare with an S1 as a UK pensioner?If you receive a UK State Pension and live in Spain, you can usually access Spanish public healthcare through an S1 certificate, with the UK covering the cost. Apply through NHS Overseas Healthcare Services, then register your S1 with Spain's National Social Security Institute (INSS). Once approved, you can obtain your regional health card and use public healthcare services on the same basis as Spanish residents. Eligibility depends on your circumstances, particularly if you also receive a pension from another country.
What is the difference between an NIE and a TIE?The NIE is a tax identification number you need for financial transactions like buying a house or opening a bank account. The TIE is the biometric residency card that proves you have the right to live in Spain. As a British citizen post-Brexit, you'll need both: the NIE for admin, and the TIE for residency.
What is the padrón and why do I need it?The padrón is Spain’s municipal register of who lives in each town. You need it because everyone living in Spain for more than three months must register with the town hall where they habitually live, and the certificate proves your address and residence for official procedures. It is not the same as legal residency or a TIE.

Holiday homes and part-year living

How much does it cost to move to Spain (e.g. Tenerife)?Moving from the UK to Spain can cost anywhere from a few thousand pounds to considerably more, depending on how much you bring and where you settle. Professional removals may cost around £1,500–£8,500, with shipping to Tenerife potentially adding complexity and expense. Monthly living costs vary widely, particularly with accommodation. British citizens can generally visit for up to 90 days in any 180-day period without a visa. Longer stays or permanent relocation usually require an appropriate visa or residence permit. Budget for accommodation deposits, travel, healthcare and other setup costs alongside the move itself.

Renting out your Spanish property

What licences and tax obligations do I need to rent out my property in Spain as a holiday let (e.g. Airbnb)?To rent out your Spanish property as a holiday let, you'll usually need a tourist licence or registration from your regional authority, compliance with local council regulations and, in many cases, approval from your community of owners. Rental income is generally subject to taxation in Spain, including for non-resident owners. Depending on your tax residency and personal circumstances, you may also have reporting obligations in your home country. VAT may apply to certain short-term rentals, depending on the type of accommodation, services provided and applicable legislation. Requirements vary by region, so check with your local town hall, regional tourism authority and a qualified tax adviser before advertising your property.

Already living in Spain

How do I renew my TIE?To renew your Spanish TIE (Foreigner Identity Card), book an appointment at an authorised police station or foreigners' office, complete the appropriate application form and pay the renewal fee. For British residents protected by the Brexit Withdrawal Agreement, form EX23 is normally used. You should apply during the month before your card expires, although applications may also be accepted up to three months afterwards, potentially with a penalty. The process differs for other residence permits, so check which rules apply to your particular TIE.